Which FICO score is the most important
Some once asked us: Which FICO scores are most important for mortgage applications? We GENERALLY use what is called the “mid score.” Most people have
Tag: tips
5 Things to Avoid for Fast Mortgage Approval
If you are planning to get a mortgage, you should be aware of certain things that you should avoid and never do just before and during your mortgage
What is the right mortgage option for you?
Getting home is not an easy task especially if you will be getting a mortgage. Being a homeowner is a big responsibility and you need to understand the basics
Quick Guide in Creating Compliant Digital Ads for Loan Officers
Social Media and the internet provides a cost-effective way for Loan Officers to advertise and get new clients. It is easy to create digital ads but when you do it, you
How do you pay with bitcoin?
Cryptocurrency, especially Bitcoin, continues to rise in popularity despite its value’s volatility recently. In fact, you can see some home listings in bitcoin already. For those of you who are looking to use
How to Avoid Foreclosure
How do you avoid foreclosure? Of course, the best option is always to pay your loan on time. With this you will never have a problem with foreclosure but what if things go bad?
Survey: How are millennial home buyers saving to buy their first home?
Millennials are perhaps one of the most mysterious home buyers for both lenders and realtors. Unlike previous generations, their buying habits and
Housing affordability is alarming
Federal Housing Finance Agency (FHFA) reveals a new housing affordability metric. This new metric builds upon the data already provided by other similar metrics. What does it show? Well, the data tell
5 Ways to Solve Down Payment Problems
One of the biggest misconceptions about home buying is the need for a 20% down payment. This misconception usually discourages you to even consider buying a new home not knowing that this is
5 Home Ownership Myths that You Should Know
Some people tend to believe in things that are not verified and these things get in the way of what you want to do. For example, there are certain things and beliefs in home ownership that are not actually true.
Now is the Best Time to Buy a Home
We had been seeing forecasts of an impending recession in the United States and it seems some facts and charts are indeed pointing to that trend. However, we can also say that this is less likely to
10 Key Documents for Mortgage Approval
We know that having your own home is very important. This is probably the most important decision in your life and can cause both excitement and stress. Owning a home can mean family security