Some once asked us: Which FICO scores are most important for mortgage applications? We GENERALLY use what is called the “mid score.” Most people have
If you are planning to get a mortgage, you should be aware of certain things that you should avoid and never do just before and during your mortgage
Now, is probably the best time to buy a home as interest rate drops significantly. Mortgage rates fell to the lowest level in nine months, and in response, mortgage applications jumped more than 20 percent.
How do you avoid foreclosure? Of course, the best option is always to pay your loan on time. With this you will never have a problem with foreclosure but what if things go bad?
One of the biggest misconceptions about home buying is the need for a 20% down payment. This misconception usually discourages you to even consider buying a new home not knowing that this is
Some people tend to believe in things that are not verified and these things get in the way of what you want to do. For example, there are certain things and beliefs in home ownership that are not actually true.
We had been seeing forecasts of an impending recession in the United States and it seems some facts and charts are indeed pointing to that trend. However, we can also say that this is less likely to
Some of you might be avoiding various forms of credit. You might be thinking that life will always be better if you do not owe anyone money, however, this thinking is false. In fact, your life will be a lot better if
We know that having your own home is very important. This is probably the most important decision in your life and can cause both excitement and stress. Owning a home can mean family security
Why become a homeowner? In a time where the price of homes are rising and tons of prospective homeowners are burden with student debt, is it practical to own a home? Here are the top 10 reasons
Deciding which loan is best for you is always the hardest. There are lots of considerations to make and in the end making the right choice add up to ease of repaying the loan. There are many options with our
Maybe you already know what’s right for you, or maybe you’re trying to figure out the best option—either way, the more educated you are, the better informed you’ll be. Buying or renting a home all depends on your current situation and what your needs are. In this article, we will share something we learned from […]