Some once asked us: Which FICO scores are most important for mortgage applications? We GENERALLY use what is called the “mid score.” Most people have
If you are planning to get a mortgage, you should be aware of certain things that you should avoid and never do just before and during your mortgage
Getting home is not an easy task especially if you will be getting a mortgage. Being a homeowner is a big responsibility and you need to understand the basics
Social Media and the internet provides a cost-effective way for Loan Officers to advertise and get new clients. It is easy to create digital ads but when you do it, you
How do you avoid foreclosure? Of course, the best option is always to pay your loan on time. With this you will never have a problem with foreclosure but what if things go bad?
One of the biggest misconceptions about home buying is the need for a 20% down payment. This misconception usually discourages you to even consider buying a new home not knowing that this is
Some people tend to believe in things that are not verified and these things get in the way of what you want to do. For example, there are certain things and beliefs in home ownership that are not actually true.
We had been seeing forecasts of an impending recession in the United States and it seems some facts and charts are indeed pointing to that trend. However, we can also say that this is less likely to
Some of you might be avoiding various forms of credit. You might be thinking that life will always be better if you do not owe anyone money, however, this thinking is false. In fact, your life will be a lot better if
We know that having your own home is very important. This is probably the most important decision in your life and can cause both excitement and stress. Owning a home can mean family security
Why join Home Mortgage Alliance Corporation (HMAC)? In today’s mortgage and real estate
Some of you might be in the real estate industry for a very long time and some might just know. At some point, we usually forget certain things that you, as a real estate agent should always remember and